Warmer Kiwi Homes Grant

The Warmer Kiwi Homes Grant provides up to 90% OFF Insulation for eligible homeowners. Funding is limited, so get in touch to find out if you’re eligible for a Warmer Kiwi Homes Grant

More homes are now eligible for an insulation grant

You and your family deserve a warm, dry and healthy home throughout the year. Don’t just throw on another jersey to beat the cold, get your home insulated!

In August 2023, the government expanded the eligibility criteria for insulation grants, meaning they’re available to more people, and you may be eligible for up to 80-90% off the cost.

What is the Warmer Kiwi Home Grant?

As a homeowner, you may be eligible for a Warmer Kiwi Homes Grant covering up to 90% of the costs to purchase and install insulation to help lower income homeowners improve health, reduce energy use and emissions, while saving money on their power bills. 

To be eligible for the insulation subsidy:

  • Be the homeowner (owner-occupier) of a house built before 2008
  • You (the owner) have a Community Services Card, SuperGold Combo or
  • Live in an area identified as NZDep 7, 8, 9 or 10 – we can confirm this for you
  • Even if you have insulation, it might not meet the current standard. Warmer Kiwi Homes Grants can cover additional insulation for your home.

In some regions, the subsidy may be higher, due to funding by local community groups. Please note, funding is limited and some subsidies may not be available in all locations.

Find your Local Branch

What happens next?

Check your Eligibility

To see if you qualify for the Warmer Kiwi Homes Subsidy, simply fill out our quick and easy form. We’ll let you know if you meet the eligibility criteria. If you don’t qualify, you may still be eligible for other options.

We’ll be in touch

Once we receive your contact form, we’ll get in touch to schedule a free, no-obligation assessment of your home. We’ll also provide you with information on available subsidy options and any additional funding you may be eligible for. During the assessment, we’ll determine your home’s insulation requirements.

Quote and Installation

After you accept the quote, we’ll work with you to schedule a convenient installation time. You’ll need to sign a contract and pay the non-subsidised portion of the installation cost. Our team will handle the installation process, ensuring that your home is properly insulated and ready for a more comfortable living environment.

Premier Insulation will use your contact information (Including Name, Address, Email and Telephone) to maintain communication with you during the assessment and installation procedures. Please Note: As part of the application process, your information will be shared with the Warmer Kiwi Homes Programme Partners for eligibility and heating eligibility.


If you have any further questions, please don’t hesitate to get in touch with us, call us on 0800 467 855 or email [email protected]

How much will I have to pay for insulation?

The cost of home insulation will depend on the size of your home and whether you need ceiling, underfloor, or both types of insulation. Typically, under the Warmer Kiwi Homes Subsidy, homeowners can expect to pay anywhere between $0 to $800.

Our team will provide you with a detailed quote that outlines the total cost, including the portion that you are responsible for. You’ll have a clear understanding of the cost before the installation process begins.

In some cases, our installers may not be able to access certain areas of your home, such as if there is no space under the floor or in the ceiling. We will do our best to provide alternative solutions or insulation options if certain areas cannot be insulated. Our team will work with you to determine the best approach to insulate as much of your home as possible.

No, you are under no obligation to proceed with the installation until you sign a contract with us. We offer a free, no-obligation assessment of your home to provide you with information and options for installation.

Our team will give you all the information you need to make an informed decision about whether to proceed with the installation or not.

If you aren’t eligible for the Warmer Kiwi Homes Subsidy, we will look into other funding options that may be available in your area. However, we will still provide, a free assessment of your home for its insulation needs, with no obligation. 

Our team will give you all the information you need to make an informed decision about whether to proceed with the installation or not.

All residential properties must comply with the insulation standards outlined in the Residential Tenancies Act for the Healthy Homes Standard. This includes having ceiling and underfloor insulation where applicable.

We can assess your property and identify areas that require insulation to ensure compliance with the Healthy Homes Standard. Our team will guide you through the process and help make your rental property compliant. Find out more information here

  • Funding is limited, and some grants may not be available in some remote locations or Islands. We’ll be able to advise on this. 
  • Unfortunately, the grant only covers Ceiling and Underfloor Insulation. Wall insulation isn’t included. 
  • Insulation grants can only be used for the home you own and live in. Not a batch or holiday home. 

Why insulate?

On average, we spend around 90% of our lives indoors, and many Kiwi homes, especially older ones, aren’t up to scratch and need improvement.

Poorly constructed or older homes are more difficult and expensive to heat. Cold houses are also more likely to have mould growth, causing respiratory issues and other health concerns for those living in such environments. The link between damp, cold living conditions, and health problems has been highlighted in many report findings.

The New Zealand Building Code (NZBC) sets standards for insulation, which were recently updated. Many homes built before 1978 often lack insulation unless it was added later, and even those built before 2008 typically have insufficient insulation.
If you are retrofitting insulation into an existing property, your options are somewhat limited compared to building a new home, but there is still a lot you can do.

Typically, the first places to insulate are ceilings and under floors because it is easy and cost-effective. If you’re replacing your interior wall linings, that’s the best time to install wall insulation.

On average, in an uninsulated home, 30-35% of heat loss is through the roof, while 12-14% is through the floor.

The cost of insulation depends on several factors, from the size of your home, where you want to insulate and what product you want to use, including the R-value; the higher the R-value, the more it will cost. It’s a good idea to exceed the minimum requirements as much as your budget allows to get a warmer home that is easier to heat. This investment will pay off over time with reduced energy costs and a more comfortable living environment. Our install teams can give you advice on the best option for your home.

Find your local Premier Branch